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Emerling Agency, LLC Blog: tips

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Did you know... A personal umbrella covering one house and two vehicles often costs less than $225 in annual premium for $1 million in additional coverage. Did you know...  The frequency and cost of lawsuits has increased dramatically in the past decade.  The following are real life examples of lawsuits filed everyday: READ MORE >>

A refreshing pool on a hot day can be so inviting. Children of all ages enjoy splashing in the cool waters in private home-based pools, swim clubs, health clubs, country clubs and public pools. With this fun comes great responsibility. READ MORE >>

Motorcycles made up just 3 percent of all registered vehicles in the United States in 2015, but motorcyclists were 29 times more likely than private passenger occupants to die in a motor vehicle crash and five times more likely to be injured, according to statistics from the National Highway Traffic Safety Administration (NHTSA). READ MORE >>

Could you live without your clothes dryer? For many people, the clothes dryer is indispensable, but an improperly installed appliance could easily catch on fire. According to the U.S. Fire Administration, fire departments respond to roughly 2,900 clothes dryer fires each year, with an estimated $35 million in property damage. READ MORE >>

Living in Buffalo, we all know what driving with snow covered and slippery roads is like.  Check out these 10 tips on winter driving: 1. Winterize your vehicle - Check your battery, front and rear defrosters, fill up the washer fluid and antifreeze, inflate your tires to the correct pressure, and keep your gas tank at least half full to avoid frozen fuel lines. READ MORE >>

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Finally, we're welcoming in fall, that eagerly anticipated season when we get to enjoy cooler temperatures, colorful leaves, the start of school and, of course, football season in Buffalo! Football season in Buffalo brings with it a whole host of seasonal activities for football fans, from game-day tailgates and sports bar outings, to friendly bets and bowl parties. READ MORE >>

With 4th of July coming up, you’re probably starting to daydream about things like BBQs, fireworks and frosty beers. Topics like burns and fire safety might not be top of mind, but they deserve some attention, too. There are typically more fires reported on July 4th than any other day of the year. READ MORE >>

Financial needs change with change in one's life stage. Whether it's your marriage, children's education or retirement years, you need money to get through the various stages of life comfortably. Life insurance helps you meet these requirements and prepares you for unforeseen expenses. READ MORE >>

Life insurance is supposed to provide peace of mind. But for many, the approval process gives them nothing but nightmares.  The cost of life insurance varies depending on an applicant’s health history. According to a recent survey, smokers, on average, pay more than three times for the same policy than non-smokers. READ MORE >>

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