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Emerling Agency, LLC Blog: insurance

View the latest blog posts from Emerling Agency, LLC.

Let’s say that during a home inspection, termites are uncovered. Or, perhaps, years of mice living above your garage have damaged the electrical wiring in that area. Either of these situations could be threatening occurrences, that might create a safety risk in your home. READ MORE >>

Life insurance can be an excellent investment for your family. Yet, buying coverage is not always simple if you have a health diagnosis. It might lead to a policy denial. Some companies offer no-health-exam coverage. Could this help to meet your qualifications to get a policy? READ MORE >>

If you own a car, chances are you’ve let a friend or family member borrow it at least once.  After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. READ MORE >>

Every year nearly 300 children under the age of 5 drown in swimming pools in the United States, making it the leading cause of death for children in that age range. Tragically, 87 % of these deaths occur in backyard pools.  Fortunately, you can take steps to substantially reduce the likelihood of an accidental drowning in your home pool. READ MORE >>

Starting a company is one of the most exciting opportunities for many people. It may mean sharing your ideas, products, and services with those in need. Every business aims to be profitable, though. To do that, you need to minimize key and common risks that could close your company’s doors. READ MORE >>

Owning a Limited Liability Corporation or LLC allows you some protection between your personal assets and the company’s assets. Yet, it remains important to maintain quality business insurance. No matter what type of business you own, having the right type and amount of coverage is critical. READ MORE >>

Motorcycle riders or passengers are injured or killed on average every six minutes in the United States every day, according to the National Safety Council (NSC). Even though motorcycles account for 0.6% of all vehicle miles in the U.S., they make up 14% of all traffic fatalities. READ MORE >>

Local crime can be a big factor in the amount of home insurance you need to protect yourself. Most people only think about things like fire risks and storm threats. Yet, crime plays a role in the frequency of home insurance claims. Because it can occur frequently in some areas, that can raise your costs. READ MORE >>

Credit scores matter to auto insurance companies. They can shed some light on what type of driver you are. If you have a lower credit score, it may mean you will pay more for the car insurance coverage you need. This is something you can improve, though. Doing so improves your overall financial health. READ MORE >>

Get Protected with the Right Policy for Your Special Event Planning or hosting a special event requires a lot of preparation, and one important part of the planning process is making sure you have the right insurance coverage. To make sure you are protected, you will need a specific type of liability coverage called special event liability insurance. READ MORE >>

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