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Emerling Agency, LLC Blog: homeowners

View the latest blog posts from Emerling Agency, LLC.

Squirrels can be cute and fuzzy when they’re chewing acorns in your backyard. But those teeth aren’t as cute when they’re gnawing wires in your home or tearing up insulation. Squirrels don’t have the “icky” reputation of other household pests… but they’re still wild animals, and they can do serious damage. READ MORE >>

Each home you own is valuable. As a result, each property should have home insurance for it. Buying a second home can be a fantastic investment, especially if it is for a vacation home. But, each property has its own risks and needs homeowners insurance coverage based on how you use it. READ MORE >>

Fallen trees are common, especially this time of year with the heavy winds & snow.  Here are five important things to keep in mind: 1. Your homeowners insurance likely covers tree removal and damage repairs for your home and other insured structures, such as fences. READ MORE >>

Do you have a young adult heading off to college? College can be a fun time for the student but a stressful one for the parent. Reduce some of the stress by planning ahead to make sure your college student has appropriate insurance protection while away at school. READ MORE >>

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>

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