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Local crime can be a big factor in the amount of home insurance you need to protect yourself. Most people only think about things like fire risks and storm threats. Yet, crime plays a role in the frequency of home insurance claims. Because it can occur frequently in some areas, that can raise your costs. READ MORE >>

Squirrels can be cute and fuzzy when they’re chewing acorns in your backyard. But those teeth aren’t as cute when they’re gnawing wires in your home or tearing up insulation. Squirrels don’t have the “icky” reputation of other household pests… but they’re still wild animals, and they can do serious damage. READ MORE >>

A pet is like a member of the family, but one with the ability to do destructive damage. In some situations, this damage becomes costly. Home insurance may help cover some of your losses. However, these policies typically do not extend to most common situations. Here are a few examples of when you may wish to contact your agent. READ MORE >>

While even the best forecasters cannot guarantee what’s ahead this winter, now is the time to prepare yourself and your home for the coming season. In recent years, record low temperatures caused pipes to freeze in areas that seldom get cold enough to experience the worst of winter. READ MORE >>

Each home you own is valuable. As a result, each property should have home insurance for it. Buying a second home can be a fantastic investment, especially if it is for a vacation home. But, each property has its own risks and needs homeowners insurance coverage based on how you use it. READ MORE >>

It’s nearly Halloween, and that means trick or treaters may be about to ring your doorbell. If you plan on handing out candy this year, we have nine tips to get ready.                                  ... READ MORE >>

Crock-Pots and other slow cookers are generally pretty safe.  But after pulling yours out of storage and dusting it off, you should inspect it for any potential safety hazards.                                &nbs... READ MORE >>

Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible? In most cases, it’s your homeowner policy that will cover the cost of the damages, subject to the policy’s coverage language. READ MORE >>

We all have things that we collect and buy that are totally worth the splurge—jewelry, artwork, musical instruments, bicycles, collector items, silverware, golf equipment, firearms, cameras, coin or stamp collections and more. Some of it might be quite valuable and require special insurance coverage. READ MORE >>

Fallen trees are common, especially this time of year with the heavy winds & snow.  Here are five important things to keep in mind: 1. Your homeowners insurance likely covers tree removal and damage repairs for your home and other insured structures, such as fences. READ MORE >>

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