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Emerling Agency, LLC Blog: family

View the latest blog posts from Emerling Agency, LLC.

Last week, the Department of Financial Services announced the 2019 Paid Family Leave benefit amounts and employee contribution rate. The information was posted on the Paid Family Leave website and can be found here. READ MORE >>

  New York Paid Family Leave (PFL) There are 3 main categories of qualifying events for which employees can take paid leave: 1) To provide care for a family member with a severe/chronic medical condition   2) To bond with a child after birth, adoption, or to welcome a child into foster care READ MORE >>

As independent agents, we write NYS disability with numerous carriers that are licensed in New York State.  Below is a helpful article from one of our carriers, Shelterpoint, that will help employers get ready for the Paid Family Leave Act effective January 1, 2018. READ MORE >>

OVERVIEW On April 4, 2016, New York Governor Andrew Cuomo signed a bill that will require employers to provide paid family leave benefits to eligible employees as part of the state’s disability insurance program. Paid family leave benefits will be phased in over a four-year period, beginning Jan. READ MORE >>

When do carriers have to announce if they will be exiting the DBL (and thereby PFL) market? The draft regulations are requiring carriers to declare if they will exit the statutory disability market, and thereby paid family leave, no later than July 1 of this year – or within 30 days of PFL... READ MORE >>

If you're co-signing big student loans for your child, you may want to buy a life insurance policy while you're at it. While no one wants to imagine the death of their child, taking out insurance on your son or daughter -- or asking them to purchase their own plan -- will protect you from being hit with mountains of debt should tragedy strike. READ MORE >>

903 pet owners were surveyed and 44 percent say they have made formal or informal plans for their pets’ future care. For one-fifth of those owners, according to the survey, “Pet heirs: Financial planning with pets in mind,” those plans are financial. Pricing a pet’s life READ MORE >>

A new study shows Americans have even less insurance since the recession, leaving their families vulnerable. Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in which it could come in handy. READ MORE >>

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