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Emerling Agency, LLC Blog: auto

View the latest blog posts from Emerling Agency, LLC.

When it comes to a rear-end collision, there are exceptions, but most of the time, the driver in the rear will be found at fault and it will be their auto insurance that pays for it. In some states this is the law, and the driver who is rear-ended will never have to worry about their own car insurance being charged for the incident. READ MORE >>

If you own a car, chances are you’ve let a friend or family member borrow it at least once.  After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. READ MORE >>

Credit scores matter to auto insurance companies. They can shed some light on what type of driver you are. If you have a lower credit score, it may mean you will pay more for the car insurance coverage you need. This is something you can improve, though. Doing so improves your overall financial health. READ MORE >>

Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult.  It’s always aggravating when other drivers put you at risk. READ MORE >>

A storm is an unexpected and, sometimes, difficult to plan for event. As a result, most auto insurance policies provide coverage for storm damage. This depends on the type of policy you have. If you have damage to your car, contact your car insurance agent at 716.631.0190. He or she can offer specific claim assistance. READ MORE >>

Do you have any young children that are licensed living in your household?  Even if they don't have a vehicle and rarely use yours- once they are licensed they are required to be listed as a rated driver on your auto insurance policy.   READ MORE >>

This is a claim alert to retail insurance agents that currently insure auto dealerships.  Download these tips to help reduce losses and keep insurance costs down due to the increase of False Pretense/Identity Theft claims. It’s clear that today’s criminals are technologically savvy and no longer need to show up at the dealership to steal cars. READ MORE >>

Yes, it’s that time of year again. And while it’s unlikely that any automotive marketer has ever bestowed a name on a car with the express intention of scaring buyers, here are five that are, well, kinda scary. 5. READ MORE >>

Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. READ MORE >>

Nobody likes to think about getting into a car accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after an accident can help keep you and your passengers safe and simplify the process of filing an insurance claim. READ MORE >>

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