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Emerling Agency, LLC Blog: auto

View the latest blog posts from Emerling Agency, LLC.

With the rise of mobile device usage, distracted driving is a significant problem.  Here's a look at some alarming statistics: Each day in the United States, approximately 9 people are killed and more than 1,000 injured in crashes that are reported to involve a distracted driver. READ MORE >>

Spring is a time of renewal and refreshment for so many aspects of our lives and households. It stands to reason that this season of new growth and great weather can also mark an ideal occasion to start cleaning out your car and taking care of any upkeep it may need. READ MORE >>

My roommates both have their own auto insurance- why do I need to get their drivers license and DOB for my own auto quote?  We get this question all the time.  Being an Independent agent, we are able to find the most competitive rate with the best coverage for our clients. READ MORE >>

You parked in the wrong location. You have a ticket to show for it. Will this raise your auto insurance costs? In most cases, tickets like this do not put your license at risk. They often do not impact your auto insurance rates either. There are a few things to keep in mind, though. READ MORE >>

October- January are the most common months for deer hits in New York.  These are the most common questions from readers about deer-vehicle collisions and their car insurance policies. I hit a deer. Am I covered? To be covered for a run-in with a deer, you need to have comprehensive coverage as part of your car insurance policy. READ MORE >>

Comprehensive (often referred to as "other than collision") coverage is one type of protection available on an auto insurance policy (others being collision, uninsured motorist, etc.). Comprehensive coverage pays only for damage caused by an event other than collision, including: Fire Theft READ MORE >>

Insurance Myth: Older cars are cheaper to insure- FALSE! Car insurance rates for all vehicles vary depending on several factors, such as who drives a vehicle, garaging location, and its annual mileage.   READ MORE >>

Motorcycles made up just 3 percent of all registered vehicles in the United States in 2015, but motorcyclists were 29 times more likely than private passenger occupants to die in a motor vehicle crash and five times more likely to be injured, according to statistics from the National Highway Traffic Safety Administration (NHTSA). READ MORE >>

To ensure a poorly maintained vehicle doesn't contribute to an accident, National General has put together a few ways you can keep your cars in top condition. Tires According to the National Highway and Traffic Safety Administration, 9% of all car crashes in the United States were preceded by some sort of issue with the tires of the vehicle (e. READ MORE >>

A common question we get is, "do I need to buy rental car insurance"?   The simple answer to that question is "no".   If you are renting a vehicle anywhere in the United States, its territories or possessions, and Canada under a rental agreement with a term no longer than 30 continuous days, your auto insurance will provide coverage. READ MORE >>

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