Did you know...

A personal umbrella covering one house and two vehicles often costs less than $225 in annual premium for $1 million in additional coverage.family holding umbrella

Did you know... 

The frequency and cost of lawsuits has increased dramatically in the past decade.  The following are real life examples of lawsuits filed everyday:

  •  Internet Blogger: the insured's daughter hated math class as well as the teacher.  The daughter made several "disparaging" remarks about her teacher online.  The teacher successfully sued the parents for $750k.
  •  Faulty Furnace: the insured's tenant claims she became ill from carbon monoxide  poisoning resulting from a faulty furnace.  The tenant claimed permanent brain damage and demanded $750k. 
  •  Coaching Circumstances: a teenager, who was destined for greatness as a softball player, filed a $700k lawsuit against her former coach, alleging his "incorrect" teaching style ruined her chances for an athletic scholarship.

Did you know...

Your family & your daily activities result in lawsuit exposures every day.  You should consider purchasing an umbrella if:

  •   Your assets are greater than your insurance liability limits
  •   You are financially responsible for children
  •   You frequently host guests on your property
  •   Your residence includes a swimming pool
  •   You own watercraft or off road vehicles
  •   You own rental or vacation properties
  •   You participate in volunteer events


Personal Umbrella Insurance... a small price to pay for peace of mind! Contact us today and let us review with you your current limits and price out what it would be to include an umbrella.  It could cost as little as $14/month for an additional $1 million in coverage!

*Pricing for an umbrella is dependent on the amount of drivers in your household, number of properties you own, your driving record, and many other factors.


Article from our friends as LoVullo

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