The holidays are upon us, and it is time to start thinking about shopping. Before you head out, it is important to make sure you’re taking certain precautions. Each year, more car break-ins happen at department stores and shopping malls than any other time of the year—which leads to having to file a claim against your auto insurance. Here are a few tips to consider.
#1: Hide Valuables from Plain Sight
The first tip to preventing a break-in is to hide valuables from plain sight. Use coats or blankets to cover up items or stow them away in a glove box, trunk, or under a seat. You’ll also want to keep your car free of any personal documents or personally identifiable papers, such as checks or mail. And never leave shopping bags or gifts in your vehicle overnight. Many people who opt to use their car as a place to store unwrapped gifts find themselves victims with little option for recourse.
#2: Park in a Lighted Area
When it comes to holiday safety, law enforcement agencies also suggest parking in a lighted area. Many burglars use the cover of darkness. So, if you have to do any sort of shopping after the sun goes down, it is wise to select only brightly lit or well-attended lots.
#3: Lock Your Vehicle And Never Leave It Running
Although you might feel tempted, never leave your vehicle running while you go inside a store—even if It will just be for a moment or two. Many vehicles are also stolen on cold mornings while warming up in the driveway. Thieves like moments of opportunity and it only takes a blink of an eye for someone to take your car.
Does Car Insurance Cover You If Your Vehicle is Vandalized or Broken Into?
Enjoying a safe and happy holiday season is a lot easier If you’ve taken these precautions to prevent a break-in. However, sometimes the unthinkable occurs. It is important to know what coverage on your auto insurance policy handles these types of events through comprehensive coverage. In short, this type of optional coverage includes a deductible. You use it in the event of theft, vandalism, fire, or weather incidents.
Are you ready to learn more about how car insurance can protect you in the event of a holiday break-in or accident? Please contact our knowledgeable and friendly team of insurance experts to schedule an appointment.
Also Read: How NOT to Drive in the Winter