It's wedding season- are your valuables covered?
Most homeowner's insurance policies cover only up to a certain dollar amount of jewelry. Wedding & engagement rings, diamond earrings, and watches should all be "scheduled" on your policies.
Begin a home inventory of all the items you own. A simple camera can be used to save images of the contents of each room in your house. For large purchases, you should keep track of the price you paid, the date your purchased or acquired the item, and appraised values. For electronics, you might also note the item's make, model, and serial number.
After completing your inventory, keep this list in a safe place away from home. One idea is to email it to yourself or a trusted friend or family member. Just as important as keeping your home inventory safe is keeping it updated periodically. Mark your calendar to update your inventory list or photos once or twice a year, as your receive gifts or as you make significant purchases in the future.
Call us to review your policy, we can help make sure you are properly covered.
inventory tips from Cincinnati Insurance company blog