Anyone who drives my car with my permission is covered if I have insurance- FACT!
If you allow someone to drive your vehicle, that person is covered by your insurance policy. Keep in mind that if the person who drives your car causes an accident, you would be held responsible for the damage, which could make your auto insurance rates increase.
Also, if the person who drove your car is a household member and was not disclosed to the insurance company as living with you, they could deny the claim. It is your responsibility as a policy holder to disclose all household members and occasional operators of your vehicle.
Contact us if you have any questions or need to add a driver to your policy.
Article from Progressive Insurance