A common question we get is, "do I need to buy rental car insurance"?  

The simple answer to that question is "no".  

If you are renting a vehicle anywhere in the United States, its territories or possessions, and Canada under a rental agreement with a term no longer than 30 continuous days, your auto insurance will provide coverage.  There are situations, however that could exclude coverage.  For specific situations or questions, call your account manager at (716)631-0190, and we can make sure your insurance will cover your rental. 

We do recommend that if you can afford the extra coverage through the rental company to purchase it, as it will often make the claim process smoother and you will not have to get your insurance carrier involved. 

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