We all have things that we collect and buy that are totally worth the splurge—jewelry, artwork, musical instruments, bicycles, collector items, silverware, golf equipment, firearms, cameras, coin or stamp collections and more. Some of it might be quite valuable and require special insurance coverage.
While no one can put a price on sentimental value, insuring your prized possessions will help keep them financially protected if they’re lost, stolen or damaged. Most home or renters insurance policies provide some coverage, but they may not cover the full value of your more expensive belongings. You may need to buy extra coverage.
No matter what you treasure—a diamond ring, rare baseball card collection, computers & tablets, or vintage guitar—our carriers have options to help protect it all. Plus, many renters or homeowners policies (depending on how they are written) cover those everyday risks like theft and damage, so you’ll have a little less to worry about.
Whether you have one expensive item or a large number or collection to insure, you have options to help cover your valuables. For instance, you may decide to insure each item separately or a whole collection.
To sort out the details and decide which option is right for you, get in touch with us today to review your policy. We can help make sure that your expensive belongings are part of your overall insurance coverage and financial protection.
Call us today, 716-631-0190