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Emerling Agency, LLC Blog Page 11

View the latest blog posts from Emerling Agency, LLC.

Living in Buffalo, we all know what driving with snow covered and slippery roads is like.  Check out these 10 tips on winter driving: 1. Winterize your vehicle - Check your battery, front and rear defrosters, fill up the washer fluid and antifreeze, inflate your tires to the correct pressure, and keep your gas tank at least half full to avoid frozen fuel lines. READ MORE >>

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The following are common misconceptions that many have about cyber risk: 1. The size of my business makes it unappealing to hackers. Like any insurance consumer, many small businesses need convincing about cyber insurance because they don’t think it’ll happen to them. READ MORE >>

We were honored to be awarded the Clarence Chamber of Commerce Community Beautification Excellence Award this past month!  Thank you to the Chamber for this great recognition. READ MORE >>

When it comes to business continuation planning, the phrase “you can either fail to plan or plan to fail” certainly applies. As a business owner, you may have created a formal business plan or have done no planning at all. But if you fail to plan your own exit strategy, forces beyond your control may create a plan for you. READ MORE >>

What's the difference? Market Value is the amount buyers are willing to pay for a home.  That value includes the land, landscaping, and other buildings on the property.  Market Value may also be affected by the quality of neighborhood and schools, as well as the community where the home is located. READ MORE >>

After a lot of saving and planning, my sister and her family bought their dream home. Sadly, a storm damaged their roof, and she’s had difficulty resolving her claim. Her family did not purchase their insurance through an independent agent. READ MORE >>

Finally, we're welcoming in fall, that eagerly anticipated season when we get to enjoy cooler temperatures, colorful leaves, the start of school and, of course, football season in Buffalo! Football season in Buffalo brings with it a whole host of seasonal activities for football fans, from game-day tailgates and sports bar outings, to friendly bets and bowl parties. READ MORE >>

As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road. READ MORE >>

Get the right insurance for your business vehicles—and save money, too Five things you should consider before your next renewal  Your vehicle insurance could be as much as 40 percent of your total operating budget.  A Regular policy review is essential in making sure you have the right insurance for your truck—and your business. READ MORE >>

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