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Emerling Agency, LLC Blog Page 10

View the latest blog posts from Emerling Agency, LLC.

Could you live without your clothes dryer? For many people, the clothes dryer is indispensable, but an improperly installed appliance could easily catch on fire. According to the U.S. Fire Administration, fire departments respond to roughly 2,900 clothes dryer fires each year, with an estimated $35 million in property damage. READ MORE >>

Initially when you purchase a home and have a mortgage, the bank or lender requires you to carry homeowner's insurance as part of the mortgage agreement.  This is because the lender has financial interest in the home, and in the event of foreclosure if you failed to pay your mortgage payment... READ MORE >>

A common question we get is, "do I need to buy rental car insurance"?   The simple answer to that question is "no".   If you are renting a vehicle anywhere in the United States, its territories or possessions, and Canada under a rental agreement with a term no longer than 30 continuous days, your auto insurance will provide coverage. READ MORE >>

You made it! You turned your passion into a going concern. Maybe you turned your sewing hobby into an alterations business. Or perhaps you left corporate bookkeeping to strike out on your own. Congratulations on your successful, home-based business. Now are you willing to bet your house on it? READ MORE >>

Every day, more than 2,600 children are involved in a traffic accident in the U.S. – that’s one child under 13 involved in a crash every 33 seconds. While most parents have taken steps to secure young children in approved car seats, there is another step parents can take for peace of mind: Put a TIKE sticker on each car seat. READ MORE >>

The New Year is always an exciting time, "New Year, New Me."  Here are a couple of things we recommend doing or working on to start 2017 out right when it comes to insurance and your possessions: 1) Make a home inventory.  Making a list of high priced items or taking photos and saving them in your email or in a cloud can help you in the event of a loss. READ MORE >>

When you think about all the things you want to purchase for your grandchild, life insurance would likely be near the bottom of the list. While it may not be the most exotic purchase, by the end of this blog I hope life insurance would be up for consideration. READ MORE >>

The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over. READ MORE >>

Before purchasing toys for children or a holiday gift drive, it is important to make sure that you are choosing ones that are safe and age appropriate to avoid some of the hazards that may accompany these gifts. To ensure that this holiday season is a happy and safe one, consider the following tips when purchasing toys for young children: READ MORE >>

Tips for Worry-Free Holiday Decorating   For generations of children, it's been the most obvious sign that the Christmas season is really, truly, finally, here: a tree, beautifully decorated, smack in the middle of the house. And, for generations of adults, getting and decorating the tree is one of the season's most familiar traditions. READ MORE >>

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