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Emerling Agency, LLC Blog

View the latest blog posts from Emerling Agency, LLC.

Insurance Myth: Older cars are cheaper to insure- FALSE! Car insurance rates for all vehicles vary depending on several factors, such as who drives a vehicle, garaging location, and its annual mileage.   READ MORE >>

Did you know... A personal umbrella covering one house and two vehicles often costs less than $225 in annual premium for $1 million in additional coverage. Did you know...  The frequency and cost of lawsuits has increased dramatically in the past decade.  The following are real life examples of lawsuits filed everyday: READ MORE >>

As independent agents, we write NYS disability with numerous carriers that are licensed in New York State.  Below is a helpful article from one of our carriers, Shelterpoint, that will help employers get ready for the Paid Family Leave Act effective January 1, 2018. READ MORE >>

As college graduates take the next step, one thing is often left out of the process – life insurance. Young adults often carry debt with them into the working world, whether from student loans, car loans or credit card debt. If you are a recent graduate, have you considered what could happen if you were no longer around to cover your loan payments? READ MORE >>

There are many common myths about potential dangers in and around the home that can keep some homeowners up at night. However, the gap between myth and fact can make all the difference when it comes to reducing risk in your house. So what does the data tell us are the biggest risks to your home? READ MORE >>

A refreshing pool on a hot day can be so inviting. Children of all ages enjoy splashing in the cool waters in private home-based pools, swim clubs, health clubs, country clubs and public pools. With this fun comes great responsibility. READ MORE >>

Motorcycles made up just 3 percent of all registered vehicles in the United States in 2015, but motorcyclists were 29 times more likely than private passenger occupants to die in a motor vehicle crash and five times more likely to be injured, according to statistics from the National Highway Traffic Safety Administration (NHTSA). READ MORE >>

To ensure a poorly maintained vehicle doesn't contribute to an accident, National General has put together a few ways you can keep your cars in top condition. Tires According to the National Highway and Traffic Safety Administration, 9% of all car crashes in the United States were preceded by some sort of issue with the tires of the vehicle (e. READ MORE >>

You’ve seen news articles on them. You’ve seen posts on the internet about them. You might even have seen them flying around your neighborhood. Perhaps on Halloween you’ve seen a flying apparatus with a ghost attached to it floating down your street, or perhaps you’ve seen something flying above your house and wondered if a camera was taking pictures of you. READ MORE >>

The advent of the smart phone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. This is no longer confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving. SAFETY THREATS READ MORE >>

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Emerling Agency
9092 Main Street
Clarence, NY 14031


Phone: (716) 631-0190
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