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Emerling Agency, LLC Blog

View the latest blog posts from Emerling Agency, LLC.

Like most types of insurance, life insurance is all about risk. If a company believes you may be likely to die at a young age, it may not extend a policy to you. This is a factor that impacts many people of all ages. Eligibility for life insurance tends to vary from one company to the next. READ MORE >>

Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult.  It’s always aggravating when other drivers put you at risk. READ MORE >>

   We are excited to welcome Wendie Pagel to our Emerling Agency team as a Personal Lines Account Manager.  Wendie services clients with the last names ranging from M - R for their personal lines, such as auto, home, and umbrella. Wendie can be reached by email at wpagel@emsinsurance. READ MORE >>

Squirrels can be cute and fuzzy when they’re chewing acorns in your backyard. But those teeth aren’t as cute when they’re gnawing wires in your home or tearing up insulation. Squirrels don’t have the “icky” reputation of other household pests… but they’re still wild animals, and they can do serious damage. READ MORE >>

A pet is like a member of the family, but one with the ability to do destructive damage. In some situations, this damage becomes costly. Home insurance may help cover some of your losses. However, these policies typically do not extend to most common situations. Here are a few examples of when you may wish to contact your agent. READ MORE >>

 W-2 email scams are a common phishing threat, especially now when W-2s are being distributed. To steal these sensitive W-2 forms, cybercriminals send a phishing email posing as a company executive and request that employee W-2s be emailed back. READ MORE >>

Investing in life insurance is a smart decision for many people. If you want to get coverage, there are a few things you should consider about these policies. They do have significant cost differences in many cases. Yet, many can be affordable ways to plan for the future. READ MORE >>

While even the best forecasters cannot guarantee what’s ahead this winter, now is the time to prepare yourself and your home for the coming season. In recent years, record low temperatures caused pipes to freeze in areas that seldom get cold enough to experience the worst of winter. READ MORE >>

A storm is an unexpected and, sometimes, difficult to plan for event. As a result, most auto insurance policies provide coverage for storm damage. This depends on the type of policy you have. If you have damage to your car, contact your car insurance agent at 716.631.0190. He or she can offer specific claim assistance. READ MORE >>

Whether online or in the store, stay alert while doing your Holiday shopping.  Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for the National Retail Federation. READ MORE >>

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