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Emerling Agency, LLC Blog

View the latest blog posts from Emerling Agency, LLC.

Motorcycles made up just 3 percent of all registered vehicles in the United States in 2015, but motorcyclists were 29 times more likely than private passenger occupants to die in a motor vehicle crash and five times more likely to be injured, according to statistics from the National Highway Traffic Safety Administration (NHTSA). READ MORE >>

To ensure a poorly maintained vehicle doesn't contribute to an accident, National General has put together a few ways you can keep your cars in top condition. Tires According to the National Highway and Traffic Safety Administration, 9% of all car crashes in the United States were preceded by some sort of issue with the tires of the vehicle (e. READ MORE >>

You’ve seen news articles on them. You’ve seen posts on the internet about them. You might even have seen them flying around your neighborhood. Perhaps on Halloween you’ve seen a flying apparatus with a ghost attached to it floating down your street, or perhaps you’ve seen something flying above your house and wondered if a camera was taking pictures of you. READ MORE >>

The advent of the smart phone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. This is no longer confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving. SAFETY THREATS READ MORE >>

OVERVIEW On April 4, 2016, New York Governor Andrew Cuomo signed a bill that will require employers to provide paid family leave benefits to eligible employees as part of the state’s disability insurance program. Paid family leave benefits will be phased in over a four-year period, beginning Jan. READ MORE >>

Congratulations to Susan Trankle for winning our First 2017 Quarterly Referral drawing!   Susan won: $25 Giftcard to Mr. Bills Restaurant & Bar $25 Giftcard to McDuffies $25 Giftcard to Windsor Tavern Thank you to everyone who referred a friend or family member to us. READ MORE >>

When do carriers have to announce if they will be exiting the DBL (and thereby PFL) market? The draft regulations are requiring carriers to declare if they will exit the statutory disability market, and thereby paid family leave, no later than July 1 of this year – or within 30 days of PFL... READ MORE >>

Before you swipe your bank card or credit card to make a payment or complete a bank transaction, be alert for skimmer devices attached inside or over the real card reader. Criminals use skimmers to capture the information from the magnetic strip on credit or debit cards, gaining unauthorized access to consumer accounts. READ MORE >>

With so many options available for life insurance, some people struggle with their decisions and opt to … do nothing. But what if one policy made their choice easy? Guaranteed whole life insurance provides a level premium that never changes based on your health or age. READ MORE >>

Could you live without your clothes dryer? For many people, the clothes dryer is indispensable, but an improperly installed appliance could easily catch on fire. According to the U.S. Fire Administration, fire departments respond to roughly 2,900 clothes dryer fires each year, with an estimated $35 million in property damage. READ MORE >>

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Emerling Agency
9092 Main Street
Clarence, NY 14031


Phone: (716) 631-0190
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