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Emerling Agency, LLC Blog

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One type of business insurance that is often necessary is product liability insurance. Below, we will discuss this type of insurance and help you decide if it may be right for you. What Is Product Liability Insurance? READ MORE >>

You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird — but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants or mice… a flying bat circling above you is universally spooky. READ MORE >>

When it comes to a rear-end collision, there are exceptions, but most of the time, the driver in the rear will be found at fault and it will be their auto insurance that pays for it. In some states this is the law, and the driver who is rear-ended will never have to worry about their own car insurance being charged for the incident. READ MORE >>

Let’s say that during a home inspection, termites are uncovered. Or, perhaps, years of mice living above your garage have damaged the electrical wiring in that area. Either of these situations could be threatening occurrences, that might create a safety risk in your home. READ MORE >>

Life insurance can be an excellent investment for your family. Yet, buying coverage is not always simple if you have a health diagnosis. It might lead to a policy denial. Some companies offer no-health-exam coverage. Could this help to meet your qualifications to get a policy? READ MORE >>

If you own a car, chances are you’ve let a friend or family member borrow it at least once.  After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. READ MORE >>

Every year nearly 300 children under the age of 5 drown in swimming pools in the United States, making it the leading cause of death for children in that age range. Tragically, 87 % of these deaths occur in backyard pools.  Fortunately, you can take steps to substantially reduce the likelihood of an accidental drowning in your home pool. READ MORE >>

Starting a company is one of the most exciting opportunities for many people. It may mean sharing your ideas, products, and services with those in need. Every business aims to be profitable, though. To do that, you need to minimize key and common risks that could close your company’s doors. READ MORE >>

Owning a Limited Liability Corporation or LLC allows you some protection between your personal assets and the company’s assets. Yet, it remains important to maintain quality business insurance. No matter what type of business you own, having the right type and amount of coverage is critical. READ MORE >>

Motorcycle riders or passengers are injured or killed on average every six minutes in the United States every day, according to the National Safety Council (NSC). Even though motorcycles account for 0.6% of all vehicle miles in the U.S., they make up 14% of all traffic fatalities. READ MORE >>

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